Our Story: Built on a Passion for Helping Others

What started in 2011 as a small office in Lakeland, Florida, has grown into a mission-driven enterprise committed to transforming lives through better healthcare choices. Fabian Insurance was founded by Luis Fabian, who recognized a powerful opportunity: to guide individuals toward the best possible health coverage — with clarity, care, and compassion.

Driven by a passion for helping others, Luis launched Fabian FMO to mentor and empower independent agents. Today, we partner with multiple agencies across Florida, offering training, back-office support, and a shared commitment to excellence. We help agents grow strong, ethical businesses — and we help clients find coverage that fits their lives, not just their budgets.

why choose us

What We Stand For

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At Fabian FMO, we don’t just sell plans.
We build trust. We build careers. And most of all, we build better futures.

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